In this video, I discuss what lies in the three-digit number: credit score. I will break down what credit scores are, how they are calculated, why they matter and how to improve a credit score. Before you watch the video, take a shot at this quick 8 question quiz: Pre- assessment Thanks for watching the video. Please take a moment to complete the post lesson quiz. Post- assessment

The FAFSA® form, or Free Application for Federal Student Aid, is a form used to apply for financial aid. Completing the FAFSA form is the only way to access federal student aid. It is used for federal grants, loans, and work-study programs. Some States and many colleges also use the form to calculate and distribute their own aid.  In this video, I talk about key points related to filling out the forms. Please take a moment to take this quiz, before you watch the video. Pre-As

Backtesting is a process for any investor aiming to evaluate the effectiveness of a strategy using historical data before risking real capital. By simulating trades over past market conditions, backtesting can allow estimation of  potential returns and fine-tune their strategy for optimal performance. While I’ve included a video at the end of this post, I’ll also break down the steps and explain them for anyone who prefers reading and wants to understand the process through r

If possible, take a moment to complete this pre-lesson quiz before watching the video. Pre- Assessment Thanks for watching! If you can, complete this quick post-lesson quiz (same questions as before) to see what you’ve learned. Post- Assessment

Many kids at this age work to meet their basic needs, as they are financially responsible. For others, their needs are covered by their parents' income. If you are a teenager who is working for extra allowances, this is a great opportunity to start saving and benefitting from the magic of compound interest. Compound interest is the interest earned on both the money you save and the interest that has already been earned. For example, if you deposit $100 into a savings bank acc

I recently moved to a new high school, and one of the first differences I noticed was the graduation requirements. At my old school, financial literacy wasn’t even offered as a course. At my new school, you need at least 0.5 credit in personal finance to graduate. This change got me thinking: Why isn’t financial literacy a universal requirement, especially considering how essential financial decision-making is to adult life? The lack of consistent financial education across s

I want to dedicate this very first blog post to Jim Simons—the man who sparked the quantitative revolution in finance. He’s the person who kickstarted the quantitative revolution in the stock market. Today, there are around 50 to 100 major quantitative investors in top hedge funds, but it all began with him. What’s interesting is that Simons didn’t study finance in college or grad school. He has a PhD in mathematics and made his name working in advanced fields like differenti